Rate-and-Term RefinanceAs a homeowner, you may qualify for several benefits that can yield substantial savings when you refinance your home. Refinancing may allow you to lower your monthly mortgage payments and keep more of your money in your pocket.
What you need to know about refinancingRefinancing your home with a rate-and-term loan is when you replace your current mortgage with a new home loan. This new mortgage will come with different terms, a new interest rate, and a new monthly mortgage payment that is typically more affordable in the long run. Homeowners often look into this option when there is a drop in market interest rate to lower monthly mortgage payments.
There are also specific refinance options available for FHA and VA mortgages. Talk to a Premia mortgage consultant to evaluate your mortgage refinance options and find the best possible solution for your short and long-term financial goals.
*Certainty Home Loans is an FHA Approved Lending Institution and is not acting on behalf of or at the direction of HUD/FHA or the Federal government.
Lower your monthly mortgage payment
Reduce the term of your mortgage
Change your rate from an adjustable-rate mortgage to a fixed-rate, or vice versa
Eliminate private mortgage insurance
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Have refinance questions? We can help.
Since 1987, Premia Relocation Mortgage has built a customer-centric service model based on two principles - great people and industry-leading technology. We combine a knowledgeable mortgage team with an interactive mortgage application to make the mortgage process easy.
We listen; our experienced team averages over 15 years in the mortgage industry and can offer choices fitting the needs of all types of buyers. They will treat you like family and strive to exceed your expectations.
Our DigitalMoveTM technology eases the process. With anytime-access, you will not wonder about where you are in the mortgage process.
- Pre-purchase approvals that bring power to the negotiation table
- Enhanced Security during the mortgage process
- Electronic verification of employment, income and assets
- Waiving the need for an onsite appraisal for qualifying buyers
- DigitalMoveTM eClosing *DigitalMoveTM eClosing availability based on state and closing agent.