Refinancing when interest rates and goals change
Homeownership puts you in control of managing your housing costs. Our team is happy to review your current mortgage terms to ensure they align with your current financial goals. Notably, interest rates are historically low.
How a refinance puts you in control
Shorten your Term
This is an ideal way to pay off your home quicker. Options include 10-, 15-, 20-year mortgage terms.
Lower your Payments
We can find ways to keep more money in your pocket by reviewing your current mortgage interest rate or using the equity in your home to consolidate debt.
Fixed rate mortgage vs. adjustable rate mortgage
If you are in an adjustable rate, refinancing is an opportunity to lock in a fixed rate. For those looking to stay a short time, an adjustable rate might make more sense than your current fixed rate.
Remove PMI from your payment
For homeowners who purchased their home with less than a 20% down payment and are paying private mortgage insurance (PMI), our team can review your refinance options.
Let's find the loan that's right for you
Connect with one of our mortgage consultants, and he or she can help you find which loan will achieve your goals for homeownership.
Find your mortgage consultant Get started refinancingHave Refinancing questions? We can help.
Since 1987, Premia Relocation Mortgage has built a customer-centric service model based on two principles - great people and industry-leading technology. We combine a knowledgeable mortgage team with an interactive mortgage application to make the mortgage process easy.
The Team
We listen; our experienced team averages over 15 years in the mortgage industry and can offer choices fitting the needs of all types of buyers. They will treat you like family and strive to exceed your expectations.
The Technology
Our DigitalMoveTM technology eases the process. With anytime-access, you will not wonder about where you are in the mortgage process.
- Pre-purchase approvals that bring power to the negotiation table
- Enhanced Security during the mortgage process
- Electronic verification of employment, income and assets
- Waiving the need for an onsite appraisal for qualifying buyers
- DigitalMoveTM eClosing *DigitalMoveTM eClosing availability based on state and closing agent.
What our Customers are saying...
“Jeff was very knowledgeable regarding us using my VA Loan and helped us lock-in a long term rate. This was a huge plus since we were building a house and wanted to secure a rate on the front end to eliminate any unexpected surprises.”
“Jason West was great to work with. I felt he did everything he could to ensure we had a successful and straight forward process. He was very proactive and transparent throughout the loan process and was available to take a call at any time.”
“Both Frank and Dan demonstrated the highest levels of professionalism in handling my mortgage. I wish them every success in their future endeavors.”
“The whole process was well managed by Joseph and team. It was easy, transparent and honest. I really enjoyed working with Premia Relocation Mortgage team. Thank you!!!”