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What you need to know about conventional loans

A conventional mortgage is one of the most well-known options out there and can offer great rates to those who qualify. Certainty Home Loans has products that allow you to put down as little as 3%. The maximum loan limit for one-unit properties is $548,250, or $822,375 in high-cost areas. If you are looking for financing over that amount, you will want to consider a Jumbo loan. Be sure to check with your Loan Officer about your financial goals. 

If you have good credit and a down payment, you can take advantage of some great options with a conventional loan. Find a loan officer near you to get started.

For more information on conventional loans, check out the 'Common conventional questions, answered' section below.
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One of the most popular home loans

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Many loan options available from 15 to 30-year terms and fixed or adjustable rates

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No private mortgage insurance costs with 20% down payment

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Down payment as low as 3% for those who qualify

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If private mortgage insurance is required, it's typically less than an FHA loan

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Common conventional questions, answered.

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