Joe Ciaramitaro has been with Premia Relocation Mortgage since 1994. Joe has a vast knowledge of the home financing as he has worked in mortgage processing, pricing, closing and post-closing. This gives him a wide range of knowledge of the entire loan process from start to finish. Joe has been originating loans for the past 20 years and feels he is best suited to help homebuyers understand the process to finance their destination home. He enjoys finding solutions to the unique challenges relocating employees face. "I want to turn a stressful time into a positive experience for my transferees," says Joe. Away from the office Joe enjoys his time with his wife and four children. He is an avid golfer.