The Premia advantage:
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Relocation ExpertiseWith over 37 years of dedicated experience in the relocation mortgage industry, our team is thrilled to be your trusted companion on your relocation journey. Our Senior Relocation Mortgage Consultants, each with an impressive average tenure of 19 years, are here to cater to your unique needs with their expert guidance.
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Tailored Mortgage ProductsGet ready to enjoy competitive interest rates and a range of tailored products, including our exclusive and complimentary Float Down feature for that added flexibility you're looking for. Worried about your credit? No sweat! Our soft tri-merge credit pull not only safeguards your information but also empowers you to address any credit concerns proactively.
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Personalized ServiceWe're all about personalized financing solutions and keeping things crystal clear throughout the mortgage process. And guess what? Our innovative DigitalMoveTM platform is here to streamline the closing process, often wrapping things up in just 10 days. Plus, with e-Closing, you can breeze through the process in just 15 minutes, saving you precious time compared to traditional methods.
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Step-by-Step GuidanceWe're not just here to get you through your relocation—we're here to make it smoother, easier, and downright stress-free. So sit back, relax, and let's make this journey together!

competitive
Product Menu
Fixed-Rate
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Features
- Loans up to $766,550 or $1,149.824 in high-cost areas
- Monthly principal and interest payments remain constant
- Protection from rising interest rates
- Down payment option as low as 3.0%
- 10-, 15-, 20-, 25- and 30-year fixed term
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Recommended homebuyer
- Plan to stay in their homes a long time
- Want to lock in a low rate for an extended period of time
- Most popular loan type for homebuyers
- Limited or fixed incomes
Adjustable-Rate
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Features
- Fixed interest rate for an initial period, then adjusts with market conditions
- Lower initial rate than a fixed-rate mortgage
- Down payment option as low as 5%
- A variety of fixed-period options
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Recommended homebuyer
- Looking to increase their short-term cash flow
- Plan to move or refinance within a few years
High-Balance
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Features
- Loans greater than $766,550 and up to $1,148,825 in high-cost areas
- Offered in fixed and adjustable rates
- Down payment option as low as 5%
- Lower interest rate and APR compared to jumbo mortgages
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Recommended homebuyer
- Are buying a high-end property or purchase in a high-cost area
- With limited funds for down payment
Jumbo
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Features
- Loans up to $4 million
- Offered in fixed and/or adjustable rate mortgage
- Down payment option as low as 10%
- Interest-only option available
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Recommended homebuyer
- Are buying a high-end property or purchase in a high-cost area
- Multiple investors providing cost-saving options
FHA
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Features
- Loans up to $498,257 or $1,149,825 in high-cost areas
- Down payment option as low as 3.5%
- Flexible income, debt, and credit requirements
- Down payment and closing costs may be funded by a gift or grant
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Recommended homebuyer
- Popular with first-time homebuyers
- With limited funds for down payment
- With less-than-perfect credit
VA
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Features
- Loans up to $2 million
- No down payment required
- Flexible income, debt and credit requirements to help qualify VA borrowers
- Down payment and closing costs may be funded by a gift or grant
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Recommended homebuyer
- Open to qualifying veterans, reservists and active-duty members
- Limited funds for down payment
- With less-than-perfect credit
First-Time Buyer
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Features
- Loans up to $766,550 or $1,149.824 in high-cost areas
- Down payment option as low as 3%
- Offered in Fixed Rate mortgage
- Discounted Private Mortgage Insurance (PMI) rate
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Recommended homebuyer
- First-time homebuyers
- Low and moderate income borrowers
- Limited funds for down payment
- Less-than-perfect credit
Foreign Nationals
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Features
- Loans up to $766,550
- Down payment option as low as 10%
- No US credit history required
- 15 & 30-year fixed term
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Recommended homebuyer
- Foreign national looking to purchase a home in the US
- Non-US citizen
- Will occupy the property as their primary residence
Buydown Programs
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Features
- Offer on most loan types
- 5 different buydown options that range from 1 to 3-year terms
- We offer lender, seller or split buydown options
- Enable buyers to have a lower monthly payment for the first few years of their loan
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Recommended homebuyer
- Looking to increase their short term cash flow
- Plans to move or refinance within a few years
- Better negotiation strategy than asking seller to reduce purchase price
comments from our
Happy Homeowners
Changing jobs and moving are two high stress life events and we were doing both at the same the same time. Ken and Corey alleviated so much stress for us!! They were both patient and understanding while sharing a breadth of experience and knowledge. Once we found a home, they got us to close in 18 days over a holiday period! From the first consultation call with Ken to getting last-minute items wrapped up with Corey, the entire process was absolutely worry-free allowing us to simply focus on the excitement of a new home. I am happy to give Premia my highest recommendation without reservation!

They were always available to answer my questions and explain the process, as a 1st-time buyer I was overwhelmed with the whole process. But they were so helpful and did everything to finalize the closing on my house without any problems.

Not only was Lore and Trichell great and super responsive to me, Trichell was highly praised by our Title Agency as being wonderful to work with and quick on all responses. They made the entire loan process quick and easy.

FANTASTIC experience. Scott Jansen and Scott Wilson both did an amazing job. THANK YOU!!!

I reached out to five mortgage companies, and you were the easiest to work with. I was very impressed with how quickly and diligently you worked to move things along and get things done right. Thank you for providing top-notch service!

This was my 2nd loan with Premia. First was my refinance of my previous house in 2020 and now the mortgage of my new house. The process was very easy, straightforward, quick and hassle-free. I would use Premia again for further financing needs. Highly recommended!

I was very happy during the entire process when I dealt with Vicki Heitman. She was very responsive and took care of all the details really well. I am grateful for her coordination between myself and my agent during the entire process.

From start to finish it was a great and easy experience. Working with Scott was a pleasure. Corey was on top of things when it came to making sure all my paperwork was done in a timely manner and had me clear to closed on my home.

Amazing rates, and great response from everyone. Jeff Toll was honest and forthcoming, and Corey Anderson made the document submission process very easy.

I am very grateful to Yuri Umanski and Vicki Heitman who helped me with the process of buying my first house in the USA. THANK YOU!

Very quick turn around, enabled closing in less than 2 weeks. Jeff and Corey were easy to work with during the process.

The specialist and consultant were always super responsive to my requests and questions.

Both Paul and Corey were outstanding. Their knowledge, experience and expertise were extremely helpful. Corey was very responsive, professional, accommodating and extremely helpful. This was the best experience I had borrowing a mortgage and a seamless closing. Thank you both Paul and Corey!!

Yuri Yumanski with Premia Relocation Mortgage is my go-to 'mortgage magician'. I cannot fathom obtaining a mortgage without him leading the team! Jessica Tingstad also did a wonderful job supporting the mortgage process to close. Once again, we are grateful to have had such a wonderful home-buying experience!

Corey was great and easy to work with. We had a great experience with him!

It was a pleasure to work with Jeff Toll and Kari Mudge. Jeff did a fantastic job guiding me through the process and keeping an eye on interest rates. Through his guidance, I was able to lock in my rate before it went up. It was great having an advocate who wants the best for the customer. Kari was very responsive and helpful. During the process, when I had a pressing question, she made sure to get it addressed through Jeff and took the initiative to call versus just replying by email. It was a pleasure working with Jeff and Kari and because of their efforts, I will highly recommend Permia to my colleagues. Thanks!

Both Yuri and Dan were absolutely great to work with. Yuri has a clear and to-the-point communication style that helped me to rapidly understand the market conditions around home mortgages and provided excellent information to help compare offerings. His descriptions of premia's differentiating factors were accurate and provided a great deal of confidence. Dan was responsive and helped us to get everything that we needed to ensure that closing was incredibly smooth. Dan and Yuri communicated well both with us and between them to address any gaps as they arose. I would use Premia again without hesitation.

Scott and Shawn were both amazing during our home-buying process!

Paul and Dan are engaged and committed to customer service. They are knowledgeable and manage each process step with a sense of urgency. I am glad to have them as assessors and will work with them again if I go into a mortgage process in the future.

Loved working with Tom and Scott. They maintained communication throughout the process, answered all questions and met a tight deadline even with a last-minute wrench thrown in by the investor. It all worked out and we got a great home for a great deal.

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Home-Sweet-Home Winners
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The soft credit pull pre-approval option is available on conventional, government, and jumbo loans for purchase or refinance. No co-mortgagors are permitted at this time. This pre approval is an early assessment of borrowers’ qualifying information. A hard credit pull is required prior to a loan being submitted to underwriting and will impact borrower's credit score. Borrowers already under contract will default to a hard credit pull when they apply for loan approval. Applicants are subject to credit and underwriting approval. Not all borrowers will be approved. Restrictions apply.
Premia Relocation Mortgage cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Premia Relocation Mortgage for more information.
Premia Relocation Mortgage is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.