The Premia advantage:
-
Relocation ExpertiseWith over 37 years of dedicated experience in the relocation mortgage industry, our team is thrilled to be your trusted companion on your relocation journey. Our Senior Relocation Mortgage Consultants, each with an impressive average tenure of 19 years, are here to cater to your unique needs with their expert guidance.
-
Tailored Mortgage ProductsGet ready to enjoy competitive interest rates and a range of tailored products, including our exclusive and complimentary Float Down feature for that added flexibility you're looking for. Worried about your credit? No sweat! Our soft tri-merge credit pull not only safeguards your information but also empowers you to address any credit concerns proactively.
-
Personalized ServiceWe're all about personalized financing solutions and keeping things crystal clear throughout the mortgage process. And guess what? Our innovative DigitalMoveTM platform is here to streamline the closing process, often wrapping things up in just 10 days. Plus, with e-Closing, you can breeze through the process in just 15 minutes, saving you precious time compared to traditional methods.
-
Step-by-Step GuidanceWe're not just here to get you through your relocation—we're here to make it smoother, easier, and downright stress-free. So sit back, relax, and let's make this journey together!
competitive
Product Menu
Fixed-Rate
-
Features
- Loans up to $766,550 or $1,149.824 in high-cost areas
- Monthly principal and interest payments remain constant
- Protection from rising interest rates
- Down payment option as low as 3.0%
- 10-, 15-, 20-, 25- and 30-year fixed term
-
Recommended homebuyer
- Plan to stay in their homes a long time
- Want to lock in a low rate for an extended period of time
- Most popular loan type for homebuyers
- Limited or fixed incomes
Adjustable-Rate
-
Features
- Fixed interest rate for an initial period, then adjusts with market conditions
- Lower initial rate than a fixed-rate mortgage
- Down payment option as low as 5%
- A variety of fixed-period options
-
Recommended homebuyer
- Looking to increase their short-term cash flow
- Plan to move or refinance within a few years
High-Balance
-
Features
- Loans greater than $766,550 and up to $1,148,825 in high-cost areas
- Offered in fixed and adjustable rates
- Down payment option as low as 5%
- Lower interest rate and APR compared to jumbo mortgages
-
Recommended homebuyer
- Are buying a high-end property or purchase in a high-cost area
- With limited funds for down payment
Jumbo
-
Features
- Loans up to $4 million
- Offered in fixed and/or adjustable rate mortgage
- Down payment option as low as 10%
- Interest-only option available
-
Recommended homebuyer
- Are buying a high-end property or purchase in a high-cost area
- Multiple investors providing cost-saving options
FHA
-
Features
- Loans up to $498,257 or $1,149,825 in high-cost areas
- Down payment option as low as 3.5%
- Flexible income, debt, and credit requirements
- Down payment and closing costs may be funded by a gift or grant
-
Recommended homebuyer
- Popular with first-time homebuyers
- With limited funds for down payment
- With less-than-perfect credit
VA
-
Features
- Loans up to $2 million
- No down payment required
- Flexible income, debt and credit requirements to help qualify VA borrowers
- Down payment and closing costs may be funded by a gift or grant
-
Recommended homebuyer
- Open to qualifying veterans, reservists and active-duty members
- Limited funds for down payment
- With less-than-perfect credit
First-Time Buyer
-
Features
- Loans up to $766,550 or $1,149.824 in high-cost areas
- Down payment option as low as 3%
- Offered in Fixed Rate mortgage
- Discounted Private Mortgage Insurance (PMI) rate
-
Recommended homebuyer
- First-time homebuyers
- Low and moderate income borrowers
- Limited funds for down payment
- Less-than-perfect credit
Foreign Nationals
-
Features
- Loans up to $766,550
- Down payment option as low as 10%
- No US credit history required
- 15 & 30-year fixed term
-
Recommended homebuyer
- Foreign national looking to purchase a home in the US
- Non-US citizen
- Will occupy the property as their primary residence
Buydown Programs
-
Features
- Offer on most loan types
- 5 different buydown options that range from 1 to 3-year terms
- We offer lender, seller or split buydown options
- Enable buyers to have a lower monthly payment for the first few years of their loan
-
Recommended homebuyer
- Looking to increase their short term cash flow
- Plans to move or refinance within a few years
- Better negotiation strategy than asking seller to reduce purchase price
comments from our
Happy Homeowners
Both Yuri and Jessica were very helpful during the process. We were new to the mortgage process and they both were very patient and understanding and very helpful.
It was a wonderful, stress-free experience overall.
I would like to personally thank Scott Jansen for his professionalism, courtesy and care during this entire experience. Scott worked above and beyond to guarantee everything went well for my loan and customer experience. His commitment to me as a client was second to none. I'm grateful and thoroughly impressed with his follow up and communication skills. His knowledge of the business helped make this process extremely smooth and stress free. I would recommend using Scott to my colleagues and in future business opportunities.
Yuri is a rock star! He is always responsive, very informative, and goes above and beyond to supply anything we need. Kari helped us navigate a quick closing during a holiday season successfully!
Amazing experience! Could not be happier with the service and communication provided by Joseph and Corey! Smoothest home buying experience we've ever had!
Yuri and Trichell were a joy to work with! They helped me reach a quick closing date with no issues. I’d definitely recommend them to anyone looking to purchase a home.
Paul Monsen was amazing to work with. Paul is one of the main reasons I would use Premia again.
Ryan and Jessica were great! Answered all the questions I had and even blew me away with the best interest rates. Ryan and Jessica were looking out for my best interests knowing that interest rates were high.
Jeff's attention was beyond 5 stars. He worked with us since the first moment and helped us through the process so we could get the best possible deal.
Very easy process - Professional team and responsive.
Overall a great experience, would highly recommend and do business with Premia again.
Excellent group to work with.
Everything was executed flawlessly, everyone involved was extremely helpful.
Simple and easy process from start to finish. Both Yuri and Isaac were super helpful, willing to answer any questions, and responded quickly to all communication. They worked closely with all parties leading up to a successful and efficient closing process. Everything went smoothly and would highly recommend my colleagues that are in the sample relocation process to use Premia.
Everything went smooth, thank you Dan and Dan for an easy and smooth closing.
Yuri was AWESOME! We originally selected a different lender but he was persistent and went to bat to get us the best possible mortgage package. Super impressed with his responsiveness and professionalism. Jon Breyer was also great to work with - very responsive and both Yuri and Jon worked hard to get our closing date moved up so we could be in the house when our girls started their new school. Thank you for everything!!
Well done as always! Thank you for making it easy!
Scott & Jessica were both very helpful and knowledgeable. I was very pleased with the experience I had with both.
I was completely impressed with their professionalism and customer service. Trichell Welchko and Yuri Yumanski. Their positive attitude and willingness to go the extra mile for my family is appreciated. They demonstrated excellent product knowledge during every call, which helped me, feel very confident in my purchase. Amazing experience!!! Big recognition for both!!!! Thank you
Wonderful experience with Ken and Corey!
This was THE QUICKEST closing I have ever experienced, and I am so impressed with Premia Relocation Mortgage. Tom was great - he took the time to convince me to use Premia Mortgage. I am thankful for his persistence!
Very straight-forward process and we were able to meet my closing date perfectly. Extremely pleased.
I would like to give special praise to Yuri Umanski and Ted (Theodore) Pike for their exceptional performance in helping me get into my home. They were knowledgeable with the process and quick to resolve any issues. Yuri gave great details into how the operation would work and Ted was in constant contact to make sure the process was smooth. I would not have been able to find my home and secure financing in time without their help. I am very impressed with their service, attention to detail, and overall professionalism.
Corey was awesome! Quickly answered my questions.
I am deeply grateful for the opportunity to collaborate with Ken Woodward. Throughout the mortgage process, he demonstrated the utmost professionalism, responsiveness, and provided honest assistance.
Jeff Toll was definitely a rock star. His support for the whole process was excellent, and he was always available to help work through the process. The builder was a bit difficult to work with and Jeff provided very strong support in dealing with them and educating them on things they should have already known.
Billy was a pleasure to work with; very responsive and kept me informed throughout the entire process.
Your team is great. they were very responsive and helpful during my homebuying experience.
3rd time I have used Julie and Prima since 2018, I will refi with Julie when rates drop.
Working with Premia Relocation mortgage was wonderful specially Billy and Kari. Billy was always response and is even today when I gave a question I truly wanted also to acknowledge Dan with whom I stated the process. But unfortunately he retired . Premia was able to close in time even though some complications arose just before closing. They work very hard. I will definitely use them in the future.
Tom and Trichell were exceptional. I will request them for future relocations as well.
Premia really bent over backward to make our loan work. We are thrilled.
Yuri and Isaac made everything very easy. I am very grateful for their honesty, availability and candor through the process.
Tom and Vicki are a great team!
Well done everyone! Thank you.
I greatly appreciate the help from the team as we moved through the process. The timeliness of the responses to my questions or actions was outstanding!
Purchasing a home can be incredibly stressful, especially for someone without a financial background, and securing a mortgage can be the most confusing part. However, Ken's expertise and knowledge instilled confidence in the option I selected. He meticulously outlined various loan options, helped me grasp the marketplace dynamics, fluctuations in rates, and refinancing possibilities.
Ken imparted valuable lessons from his experience in purchasing a new home, building equity, and exploring future investment properties. Ken had the remarkable ability to distill complex rates and acronyms into logical information essential for me in making informed decisions. He ensured that I comprehended the entire mortgage closing process and patiently explained things until I was comfortable.
Ken went above and beyond to secure the best available loan at the lowest possible rate for me. I am immensely grateful for the privilege of working with Ken. Even during moments of doubt in finding my dream home, Ken continued to motivate and inspire me, urging me to persevere and maintain faith. His dedication to excellence is truly inspiring, and he has earned both my business and friendship. The Pleasant generation will remain steadfast partners with Ken for life.
Thank you, Ken, for helping me find our beautiful home; I will forever cherish your assistance. Jessica Tingstad also deserves commendation for her outstanding job in processing and explaining the loan documentations. She was exceedingly thorough and attentive to my financial needs. Together, Jessica and Ken made the entire process painless. Premia Relocation Mortgage is indeed fortunate to have such phenomenal employees on their team. Their unmatched dedication and commitment to serving their clients, coupled with their expertise in the mortgage industry, make them invaluable assets. Thank you.
meet our most recent
Home-Sweet-Home Winners
Ready to claim your prize? Submit your image or video for a chance to win.
The soft credit pull pre-approval option is available on conventional, government, and jumbo loans for purchase or refinance. No co-mortgagors are permitted at this time. This pre approval is an early assessment of borrowers’ qualifying information. A hard credit pull is required prior to a loan being submitted to underwriting and will impact borrower's credit score. Borrowers already under contract will default to a hard credit pull when they apply for loan approval. Applicants are subject to credit and underwriting approval. Not all borrowers will be approved. Restrictions apply.
Premia Relocation Mortgage cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Premia Relocation Mortgage for more information.
Premia Relocation Mortgage is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the Nevada Department of Veterans Services, the US Department of Agriculture, or any other government agency. No compensation can be received for advising or assisting another person with a matter relating to veterans’ benefits except as authorized under Title 38 of the United States Code.