2019 Conforming Loan Limits

The Federal Housing Finance Agency (FHFA)  announced an increase of maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2019. The maximum amount for a conforming loan is now $484,350 for a single-family unit (previously $453,100).

This is important becauses now more borrowers will be able to take advantage of the benefits of a conforming loan, such as lower costs and flexible financing. If you are purchasing in a high-cost area, you too benefit as each market is reviewed. The new conforming loan limit for one-unit properties in most high-cost areas (i.e. San Francisco) will be $726,525. Click here for a map of the US with loan limit information.

Each year the FHFA analyzes home prices to ensure loan limits adjust according to home prices.
- Apr 16, 2019