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Homeownership provides savings through the U.S. tax code.

If you are purchasing a home with less than a 20% down payment, your mortgage lender will require private mortgage insurance (PMI) to mitigate their lending risk.

Credit challenges? Flexible programs exist.

It pays to be prepared and flexible.

Interest rates for home financing are rising but they are still 0.8 percentage points below 2019 average.

Homeowners are 40x more wealthy than renters. Products and programs are available to overcome home purchase hurdles.

You are almost finished! You will want to verify key information and understand what to bring to closing.

Financing a home with an FHA loan can help you put past credit issues behind you and get into a home with a smaller down payment.

In a 2020 National Association of REALTORS study, 69% of homebuyers found the mortgage process not difficult or easier than expected.